Checking

Make the most out of your checking account

eAccessChecking Account3
$250
Earn up to
  • Only $50 to open3
  • Set up Direct Deposit of $500 or more OR
  • Complete 10 Point-of-Sale transactions
Open an Account

The Good Stuff

It only takes a few minutes to get started.
ATM rebates
Up to $15 per month
Free Transfers
Free money transfers with Zelle®
Online & Mobile
Online banking brings the bank to you

The Other Stuff

Features and Benefits
  • Apple Pay®, Google Pay™, and Samsung Pay®
  • Real Time Alerts
  • YourSecure Debit Card Control
  • eStatements
  • Free Bill Pay
  • Credit Score Monitoring 
Monthly Fee $10
How to Avoid Monthly Fee Maintain $1,000 average Monthly Balance OR have a Direct Deposit of $500 deposit to your account during your statement cycle OR complete at least 10 Point-of-Sale (POS) transactions during your statement cycle
Minimum Opening $50 Minimum to Open
Statement Options eStatements Only
What do I need to start an account?
  • A valid US Social Security Number
  • Government issued ID
  • United States Citizen or Permanent Resident
  • At least 18 years of age
  • Account Funding
  • Name of Funding Bank or Financial Institution
  • Routing Transit Number
  • Funding Account Number
Why bank with Investors eAccess?
  • Enroll in minutes anytime anywhere
  • Encrypted with best in class security
  • FDIC Insured up to $250,000
  • Competitive Rates Paperless Transactions
  • Easy Access to Your Money
  • Great Customer Service
  • Frequently Asked Questions

Frequently Asked Questions

Investors Bank is 100% committed to providing the best online savings experience and market-leading rates. We have over 90 years of banking experience along with over $25 billion in assets. Along with FDIC insurance, leading security practices, and absolutely no promotional rates or fees, you’ll have a better experience saving with us.
Online accounts can ONLY be opened by individuals who are US Citizens or Permanent Residents of the USA who are at least 18 years of age. Only individual and joint ownership accounts can be opened. Online accounts are not available for Beneficiary, POD, Trustee accounts, or Businesses.
No, you may save your application at any section and resume when it is convenient for you. You will have 14 days in which to complete the application.
Do you need instant access to your savings? Check out our Money Market Account.
eAccess CD Rates2
  • Lock into a great rate
  • Open with as low as $500
  • FDIC insured up to $250,000
OPEN SIDE BY SIDE COMPARISON Opens in modal popup OPEN ACCOUNT

3Offer not available to any account holder with an existing personal checking account.  Bonus is up to $250, $25 per month for 10 months.  Reward payments will cease at the earlier of reaching $250 or 11 consecutive cycles from the date you opened your account.  To be eligible to receive monthly bonus you must satisfy the following transaction activity requirements: have an ACH deposit to your account of $500 or more during your statement cycle, OR, complete 10 Point-of-Sale (POS) transactions during your statement cycle, using your Investors Bank Visa Debit Card linked to your account.  The bonus is considered interest and will be reported on IRS Form 1099-INT.  Consult your tax advisor.  Offer may be withdrawn at any time without notice.

2Disclosure: Open an eAccess 6 Month No-Penalty Certificate of Deposit and earn a rate of .40% and an Annual Percentage Yield (APY) of .40%. This is a fixed rate product, current rate shown as of 3/26/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date. You must deposit $500.00 to open this account. You have 15 days from the account opening date to fund your CD, if funds are not received within 15 days, your CD will be closed due to lack of funding. Deposits to this account are permitted via ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. This account does not permit additional deposits once the initial minimum deposit is made. Withdrawals can be made without penalty after 6 calendar days from account opening, withdrawals within 6 calendar days of opening will be subject to a penalty of seven days simple interest. Partial withdrawals cannot be made from this account, any withdrawal will close your account prior to its maturity date, which may reduce your earnings and APY. This account will automatically renew at maturity.  There is a 10 calendar day Grace Period after the Maturity Date. During the Grace Period you can change your term and additional funds can be deposited. You may prevent renewal if you withdraw the funds in the account at maturity, or within the 10 day grace period after maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. eAccess 6 Month No-Penalty CD accounts may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process. 

Disclosure: Open an eAccess 10 Month Certificate of Deposit and earn a rate of .40% and an Annual Percentage Yield (APY) of .40%. This is a fixed rate product, current rate shown as of 3/26/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date. You must deposit $500.00 to open this account. You have 15 days from the account opening date to fund your CD, if funds are not received within 15 days, your CD will be closed due to lack of funding. Deposits to this account are permitted via ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. This account does not permit additional deposits once the initial minimum deposit is made. Withdrawal of principal prior to the maturity date of your account will be subject to an early withdrawal penalty of 90/180 days simple interest on the amount withdrawn. This account will automatically renew at maturity. There is a 10 calendar day Grace Period after the Maturity Date. During the Grace Period you can change your term, additional funds can be deposited and funds can be withdrawn without paying an early withdrawal penalty. You may prevent renewal if you withdraw the funds in the account at maturity, or within the 10 day grace period after maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. eAccess 10 Month  CD accounts may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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