The Good Stuff

It only takes a few minutes to get started.
ATM rebates
Up to $15 per month
Free Transfers
Free money transfers with Zelle®
Online & Mobile
Online banking brings the bank to you

The Other Stuff

Features and Benefits
  • Apple Pay®, Google Pay™, and Samsung Pay®
  • Real Time Alerts
  • YourSecure Debit Card Control
  • eStatements
  • Free Bill Pay
  • Credit Score Monitoring 
Monthly Fee $10
How to Avoid Monthly Fee Maintain $1,000 average Monthly Balance AND have an ACH direct deposit to your account of $500 or more during your statement cycle; OR you make Mobile Check Deposit(s) totaling $500 or more during your monthly account cycle; OR, complete 10 Point-of-Sale (POS) transactions during your statement cycle
Minimum Opening $50 Minimum to Open
Statement Options eStatements Only

What do I need to start an account?

  • A valid US Social Security Number
  • Government issued ID
  • United States Citizen or Permanent Resident
  • At least 18 years of age
  • Account Funding:
    • Name of Funding Bank or Financial Institution
    • Routing Transit Number
    • Funding Account Number

Why bank with Investors eAccess?

  • Enroll in minutes anytime anywhere
  • Encrypted with best in class security
  • FDIC Insured up to $250,000
  • Competitive Rates
  • Paperless Transactions
  • Easy Access to Your Money
  • Great Customer Service

Frequently Asked Questions

Why Investors Bank?

Investors Bank is 100% committed to providing the best online savings experience and market-leading rates. We have over 90 years of banking experience along with over $25 billion in assets. Along with FDIC insurance, leading security practices, and absolutely no promotional rates or fees, you’ll have a better experience saving with us.

Are paper checks available for an eAccess Checking account?

This account does not permit paper checks. Bill pay functionality and other electronic payment options are available through Investors Bank Online Banking and through our mobile app.

Who can open an eAccess Checking Account?

Online accounts can ONLY be opened by individuals who are US Citizens or Permanent Residents of the USA who are at least 18 years of age. Only individual and joint ownership accounts can be opened. Online accounts are not available for Beneficiary, POD, Trustee accounts, or Businesses.

Do I need to complete the application in one session?

No, you may save your application at any section and resume when it is convenient for you. You will have 14 days in which to complete the application.


Do you need instant access to your savings? Check out our Money Market Account.
Money Market11
  • Open with as little as $0
  • Earn interest on up to $2,000,000
  • 6 transactions per statement cycle totaling $250,000
  • Link up to 5 external bank accounts
  • Access via online banking and mobile app
  • No hidden fees
Open Account

1Disclosure:  Open an eAccess Money Market Account and earn a rate of 0.145% and an Annual Percentage Yield (APY) of 0.15% on balances between $0 to $2,000,000.  Balances over $2,000,000 will not earn interest.  This is a variable rate account; your interest rate and APY may change at any time.  This account does not offer any check-writing or debit card capabilities. This account is an Electronic Transfer Only account. Deposits to this account are permitted at any time in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted.  Deposits to this account may be made in any form other than a transfer from or check drawn against an existing Investors Bank account.  Withdrawals from this account are only permitted to be made via ACH electronic debits via Online Banking.  Withdrawals via wire transfer, paper checks, ATM/POS, branch, or electronic checks are not permitted.  After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per 30-day rolling month. Account may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings.  Please review complete details during the online application process.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

®Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.