- Apple Pay®, Google Pay™, and Samsung Pay®
- Real Time Alerts
- YourSecure Debit Card Control
- Free Bill Pay
- Credit Score Monitoring
|How to Avoid Monthly Fee||Maintain $1,000 average Monthly Balance AND have an ACH direct deposit to your account of $500 or more during your statement cycle; OR you make Mobile Check Deposit(s) totaling $500 or more during your monthly account cycle; OR, complete 10 Point-of-Sale (POS) transactions during your statement cycle|
|Minimum Opening||$50 Minimum to Open|
|Statement Options||eStatements Only|
What do I need to start an account?
- A valid US Social Security Number
- Government issued ID
- United States Citizen or Permanent Resident
- At least 18 years of age
- Account Funding:
- Name of Funding Bank or Financial Institution
- Routing Transit Number
- Funding Account Number
Why bank with Investors eAccess?
- Enroll in minutes anytime anywhere
- Encrypted with best in class security
- FDIC Insured up to $250,000
- Competitive Rates
- Paperless Transactions
- Easy Access to Your Money
- Great Customer Service
Frequently Asked Questions
- Why Investors Bank?
Investors Bank is 100% committed to providing the best online savings experience and market-leading rates. We have over 90 years of banking experience along with over $25 billion in assets. Along with FDIC insurance, leading security practices, and absolutely no promotional rates or fees, you’ll have a better experience saving with us.
- Are paper checks available for an eAccess Checking account?
This account does not permit paper checks. Bill pay functionality and other electronic payment options are available through Investors Bank Online Banking and through our mobile app.
- Who can open an eAccess Checking Account?
Online accounts can ONLY be opened by individuals who are US Citizens or Permanent Residents of the USA who are at least 18 years of age. Only individual and joint ownership accounts can be opened. Online accounts are not available for Beneficiary, POD, Trustee accounts, or Businesses.
- Do I need to complete the application in one session?
No, you may save your application at any section and resume when it is convenient for you. You will have 14 days in which to complete the application.
- Open with as little as $0
- Earn interest on up to $2,000,000
- 6 transactions per statement cycle totaling $250,000
- Link up to 5 external bank accounts
- Access via online banking and mobile app
- No hidden fees
1Disclosure: Open an eAccess Money Market Account and earn a rate of 0.145% and an Annual Percentage Yield (APY) of 0.15% on balances between $0 to $2,000,000. Balances over $2,000,000 will not earn interest. This is a variable rate account; your interest rate and APY may change at any time. This account does not offer any check-writing or debit card capabilities. This account is an Electronic Transfer Only account. Deposits to this account are permitted at any time in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. Deposits to this account may be made in any form other than a transfer from or check drawn against an existing Investors Bank account. Withdrawals from this account are only permitted to be made via ACH electronic debits via Online Banking. Withdrawals via wire transfer, paper checks, ATM/POS, branch, or electronic checks are not permitted. After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per 30-day rolling month. Account may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process.
3Checking Reward Offer requires a new eAccess Checking Account opened and funded on or after December 1, 2020. Offer is not available to any account owner with an existing personal checking deposit account. Offer is limited to one offer per customer, and is not available to current or active employees of Investors Bank. Bonus is up to $250, $25 per month for 10 months. Reward payments will cease at the earlier of reaching $250 total or 11 consecutive cycles from the date you opened your account. To be eligible to receive monthly bonus you must maintain a monthly average balance of $1,000 or more AND satisfy one (1) of the following transaction activity requirements: you have an ACH direct deposit(s) totaling $500 or more during your statement cycle; OR, you have Mobile Check Deposit(s) totaling $500 or more during your statement cycle; OR, complete 10 Point-of-Sale (POS) transactions during your statement cycle, using your eAccess Visa Debit Card linked to your account. The bonus is considered interest and will be reported on IRS Form 1099-INT. Consult your Tax Advisor. Offer may be withdrawn at any time without notice.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
®Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.