eAccess Money Market1
1.75
%
APY
  • Open with as little as $0
  • Earn interest on up to $2,000,000
  • 6 transactions per statement cycle totaling $250,000
  • Link up to 5 external bank accounts
  • Access via online banking and mobile app
  • No hidden fees

 
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eAccess CD Rates2
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  • Lock into a great rate
  • Open with as low as $500
  • FDIC insured up to $250,000
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Savings

Investors eAccess is powered by Investors Bank, one of the strongest and fastest growing banks in the New York/New Jersey market for over 90 years.

 

1 Disclosure:  Open an eAccess Money Market Account and earn a rate of 1.732% and an Annual Percentage Yield (APY) of 1.75% on balances between $0 to $2,000,000.  Balances over $2,000,000 will not earn interest.  This is a variable rate account; your interest rate and APY may change at any time.  This account does not offer any check-writing or debit card capabilities. This account is an Electronic Transfer Only account. Deposits to this account are permitted at any time in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted.  Deposits to this account may be made in any form other than a transfer from or check drawn against an existing Investors Bank account.  Withdrawals from this account are only permitted to be made via ACH electronic debits via Online Banking.  Withdrawals via wire transfer, paper checks, ATM/POS, branch, or electronic checks are not permitted.  After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per 30-day rolling month. Account may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings.  Please review complete details during the online application process.
 

 2 Disclosure: Open an eAccess 6 Month No-Penalty Certificate of Deposit and earn a rate of 1.781% and an Annual Percentage Yield (APY) of 1.80%. This is a fixed rate product, current rate shown as of 9/24/2019 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date. You must deposit $500.00 to open this account. You have 15 days from the account opening date to fund your CD, if funds are not received within 15 days, your CD will be closed due to lack of funding. Deposits to this account are permitted via ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. This account does not permit additional deposits once the initial minimum deposit is made. Withdrawals can be made without penalty after 6 calendar days from account opening, withdrawals within 6 calendar days of opening will be subject to a penalty of seven days simple interest. Partial withdrawals cannot be made from this account, any withdrawal will close your account prior to its maturity date, which may reduce your earnings and APY. This account will automatically renew at maturity.  There is a 10 calendar day Grace Period after the Maturity Date. During the Grace Period you can change your term and additional funds can be deposited. You may prevent renewal if you withdraw the funds in the account at maturity, or within the 10 day grace period after maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. eAccess 6 Month No-Penalty CD accounts may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process. 
 
Disclosure: Open an eAccess 10 Month Certificate of Deposit and earn a rate of 1.781% and an Annual Percentage Yield (APY) of 1.80%. This is a fixed rate product, current rate shown as of 11/6/2019 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date. You must deposit $500.00 to open this account. You have 15 days from the account opening date to fund your CD, if funds are not received within 15 days, your CD will be closed due to lack of funding. Deposits to this account are permitted via ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. This account does not permit additional deposits once the initial minimum deposit is made. Withdrawal of principal prior to the maturity date of your account will be subject to an early withdrawal penalty of 90/180 days simple interest on the amount withdrawn. This account will automatically renew at maturity. There is a 10 calendar day Grace Period after the Maturity Date. During the Grace Period you can change your term, additional funds can be deposited and funds can be withdrawn without paying an early withdrawal penalty. You may prevent renewal if you withdraw the funds in the account at maturity, or within the 10 day grace period after maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. eAccess 10 Month  CD accounts may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process.