eAccess Money Market1
  • Open with as little as $0
  • Earn interest on up to $2,000,000
  • 6 transactions per statement cycle totaling $250,000
  • Link up to 5 external bank accounts
  • Access via online banking and mobile app
  • No hidden fees

Open Account

Money Market

Investors eAccess is powered by Investors Bank, one of the strongest and fastest growing banks in the New York/New Jersey market for over 90 years.

What do I need to open an account?
  • A valid US Social Security Number
  • Government issued ID
  • United States Citizen or Permanent Resident
  • At least 18 years of age
  • Account Funding:

    • Name of Funding Bank or Financial Institution
    • Routing Transit Number
    • Funding Account Number
Why Investors eAccess?
  • Enroll in minutes anytime anywhere
  • Encrypted with best in class security
  • FDIC Insured up to $250,000
  • Competitive Rates
  • Paperless Transactions
  • Easy Access to Your Money
  • Great Customer Service

Frequently Asked Questions

Investors Bank is 100% committed to providing the best online savings experience and market-leading rates. We have over 90 years of banking experience along with over $25 billion in assets.  Along with FDIC insurance, leading security practices, and absolutely no promotional rates or fees, you’ll have a better experience saving with us.
Online accounts can ONLY be opened by individuals who are US Citizens or Permanent Residents of the USA who are at least 18 years of age. Only individual and joint ownership accounts can be opened. Online accounts are not available for Beneficiary, POD, Trustee accounts, or Businesses.
No, you may save your application at any section and resume when it is convenient for you. You will have 14 days in which to complete the application.

You can link up to 5 external bank accounts.  A maximum of six withdrawals or transfers per monthly statement are allowed as per Federal regulations. After the initial deposit, subsequent ACH deposits and withdrawals to this account originated from Investors External Transfer link through Investors Online Banking, are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per 30-day rolling month.

There is no access to check writing, debit card use, outbound wire capabilities or the Investors Bank branch and ATM network. You can view balances, see account history, and conduct transactions and more via  Investors Bank Online Banking or our Mobile App from the Apple App store or Google Play store. Please see the Disclosure below and our complete terms within the application for complete details.
It should take about ten minutes to complete.
Absolutely. Our accounts are FDIC-insured up to $250,000 and we have been in existence for over 90 years.
For more details, you may want to read our Frequently Asked Questions.
Need a longer term investment?
Check out our featured CD Rates.
eAccess CD Rates2
  • Lock into a great rate
  • Open with as low as $500
  • FDIC insured up to $250,000

1 Disclosure:  Open an eAccess Money Market Account and earn a rate of 1.485% and an Annual Percentage Yield (APY) of 1.50% on balances between $0 to $2,000,000.  Balances over $2,000,000 will not earn interest.  This is a variable rate account; your interest rate and APY may change at any time.  This account does not offer any check-writing or debit card capabilities. This account is an Electronic Transfer Only account. Deposits to this account are permitted at any time in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted.  Deposits to this account may be made in any form other than a transfer from or check drawn against an existing Investors Bank account.  Withdrawals from this account are only permitted to be made via ACH electronic debits via Online Banking.  Withdrawals via wire transfer, paper checks, ATM/POS, branch, or electronic checks are not permitted.  After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per 30-day rolling month. Account may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings.  Please review complete details during the online application process.